The Government of the day must continue to reward top performing students by subsidizing part of the full school fees through TESAS and the parents/students should cover the rest through Higher Education Loan Program - HELP. I believe such arrangement will make the HELP loan manageable for a student when he/she gets employment.
If the PMJM HELP policy replaced the TESAS completely then HELP policy is not a help at all. The policy will harm the Nation by enslaving the future tax payers and give rise to a debt-ridden work force. For instance, it will cost a student around K80,000 to K100,000 for a 4 years degree program if TESAS is completely removed. So a student will be systematically forced to owe a debt of K80,000+ to repay during his/her employment period. And this is not good for a citizen and a tax payer.